Long-Term Residential Real Estate Loans
Buy And Hold Hard Money Loans – Real Estate Investment Loans
Single Family Rental Loans
Single Family Investment Property Financing
2 – 4 Unit Rental Property Loans
Duplex, Triplex, and Quad-Plex Rental Property Loans
Apartment Building Loans
Long-Term Apartment Building Financing (5 – 200+ Units)
Investment Property Refinancing
Real Estate Investment Rate, Term, and Cash-Out Refinancing
Blanket Portfolio Loans
Real Estate Blanket Portfolio Financing
Long-Term Residential Real Estate Financing
About Glassridge Long-Term Residential Loans
Glassridge provides a variety of long-term residential loan options. From single family rental property loans, to long-term apartment building financing, to general refinancing (cash out or rate term) loans, to blanket portfolio loans.
What all of these real estate investor loan options have in common is that they’re all long-term! Typically this means at least about 2 -4 years, and ranging up to 30+ years!
We categorize our Long-Term Residential Loans in 3 primary ways:
- Property Type. We have Long-Term Residential Financing for Single Families, 2 – 4 Unit Multiplexes, and 5+ Unit Apartment Buildings.
- Acquisition vs. Refinance. Long-Term Residential Financing is highly dependent on whether or not your already own the property.
- Are Rehab Funds Required? If your property needs improvements, upgrades, or to reduce high vacancy, this will affect your options.
Long-term Residential Financing is most influenced by #1 above: the Property Type. For example, Long-Term Single Family Rental Property Loans are very straightforward, and one of the easiest products we offer to qualify & close on. On the other hand, Apartment Building Financing, especially in the 100 – 200+ unit range, is highly specialized and will always be largely determined on a case by case basis.
Our goal is to provide all the possible types of long-term residential real estate financing you require. If it’s a long-term loan on a Single Family, 2 – 4 Unit Multiplex, or 5+ Unit Apartment Building, we’re here to help you get the best investment loan possible.
Types Of Long-Term Residential* Financing
As mentioned above, we primarily categorize our long-term residential loans by 3 main factors: Property Type, Acquisition vs. Refinance, and Rehab Funds. Most of the loans below can be applied to any variation & combination of these 3 main factors, the key is matching your scenario with the best possible long-term real estate loan option.
Single Family Rental Properties are a hot commodity in today’s ever changing real estate market. With everyone getting into the business of Single Family Home Rentals, from small portfolio Mom & Pop investors, to institutional funds like Blackstone & AH4R, this real estate niche is a uniquely evolving marketplace.
Glassridge’s Single Family Rental Property Loans can provide you with the necessary long-term, Buy & Hold funding to profitably build your own portfolio of these dependable, accessible single family investments at competitive rates and terms.
One of the best rental property investment opportunities for those who want to mix the Pros & Cons of single families & apartment buildings will require some type of 2 – 4 Unit Rental Property Loans. Small multi-family real estate financing is a specialty for us at Glassridge.
A 2 – 4 Unit Rental Property is still relatively small, its utilities & major systems are almost identical to any Single Family Residence (SFR), and therefore easy to work on & maintain. Plus, they have some unique regulatory features that set 2 – 4 unit properties in a class all their own.
Glassridge is an apartment building loan specialist. Several of our company’s founders invest in apartment buildings themselves, and several of our preferred lending partners favor apartment buildings under experienced management over almost all other types of lending.
There will always be value in apartment buildings, and we’re always looking for qualified Borrowers who have what it takes to profitably flip and/or manage them. To learn more about how we can assist you obtaining apartment building financing with some of the best loan rates in the industry, click here.
We offer private hard money loans to refinance investment properties of all types, from single families to apartment buildings (2 – 100+ units), with terms ranging from 2 to 30+ years.
This type of investment property refinancing is an excellent choice for a rental property you intend to Buy & Hold.
Glassridge offers Real Estate Blanket Portfolio Loans for smart investors to unlock equity and liquidate cash, simplify payments & loan terms, and refi into better rates all from your existing rental investments.
With the Real Estate Portfolio Loan, you can consolidate multiple rental properties and mortgages into a single loan, allowing you to continue to grow your portfolio while simplifying payments with fewer reporting loans on your credit.
This Post Originally Appeared In...
How To Close Faster & Get Better Rates
By Marshall Hatfield, Glassridge CEO.
This article is part of a series on the Glassridge Blog revealing the entire Hard Money Borrower's Guide (an 80+ pg ebook & 150+ pg hard back), chapter by chapter, so that everyone can more freely access & share the information any place, any time.
The Hard Money Borrower's Guide includes basic intros to a wide variety of investment strategies, with a focus on creative real estate investment financing. In it you'll find brutally honest Pros & Cons for all your funding options, as well as a variety of insider's tricks, including...
What's Inside The Borrower's Guide?
✓ Basic real estate investing 101 tips, like when you should Fix & Flip vs. when it's better to Buy & Hold.
✓ The 5 main types of investment properties, and the strengths & vulnerabilities of each.
✓ "Should I diversify by investing in different property types?" An experienced Investor's no BS asessment.
✓ How to triple your cash-on-cash ROI using financing, and when you should NOT do it.
✓ The 4 types of real estate financing, and why you need to be using a combination of all four.
✓ Tools to maximize profit as a Borrower, including a behind-the-scenes look at how your Lender thinks.
✓ Passionless, factual, and thorough breakdown of bank loans vs. alternative financing.
✓ Beginner's overview of Private Hard Money Loans, including the unique 3 Hard Money LTVs.
✓ Outline of 10 specific scenarios when you need to use Hard Money, and how to make sure you get funded in each.
✓ The 7 keys to guarantee your loans close fast, and tips to accomplish them before your next real estate transaction.
✓ How real estate VIPs secure the best possible loan rates, and what you can do right now to start stealing their secrets.
✓ An exclusive special offer, reserved for those with their full-length copy of the Hard Money Borrower's Guide.
You can instantly download the entire 80+ page offline PDF version of the Hard Money Borrower's guide right now, for free.
Download the complete
Get instant access to the comprehensive benefits listed above, plus receive direct emails from the book's author, Glassridge CEO: Marshall Hatfield.
Rather View The Guide Online, Chapter by Chapter?
There is another option, if you'd prefer to piece the Hard Money Borrower's Guide together, chapter by chapter, by viewing it all online at Glassridge.com.
Over the last couple years, we've been sharing the Guide, one chapter at a time, on the Glassridge blog. If you'd prefer to view the chapters one by one, all through this website, you can also check out the 100% online:
Thanks for reading, and best of luck in your future real estate investments!